WE ARE TECHNOLOGY SEEKERS, ENTRPRENEURS, AND ETERNAL OPTIMISTS. THESE ARE OUR CORE VALUES, AND THEY INFORM THE PERSONALALITY OF OUR BRANDS.
IRON BRIDGE
FULLY JUSTIFIES THIS VALUE
IRON BRIDGE is a company with a global vision to set new standards in an industry that has remained institutional and dysfunctional for many customers. We want to change the financial business for the better, created for our century, and simplify the business with the help of the latest technology, which is offering its services across the world, while services are marketed via the web. and offers local and international payment services through the SEPA, SWIFT, and Prepaid Cards, bulk payouts, and is adding new services regularly.
WE’RE BUILDING
IRON BRIDGE
FOR THE 21ST CENTURY.
In a broader sense, neobanking uses the most advanced financial technologies based on the latest digital platforms, which qualitatively distinguishes it from the outdated traditional standards of banks and payment systems. Iron Bridge is a fintech project designed around the concept of modern advanced digital technologies that seek to communicate closely with customers and change faster if necessary. Gradually, traditional systems will be forced to restructure their structure for the neobanking principle. Iron Bridge has already done this today and offers its customers the best solution for making financial transactions. Building products that defy expectations begins with finding people of all backgrounds and giving them the space to get wildly creative, take risks, and express themselves freely. We’re all about practicing inclusion — it’s simply the right thing to do. To that end, we fully embrace every individual, all of their differences, and the collective artistry they offer so that they have the tools and conditions to unleash their greatest ideas.
We believe the key to our success as a company lies in consistently defying expectations, day after day — as a matter of course.
IRON BRIDGE
LEGAL
The purpose of corporate governance is to ensure that Banqcorp complies with existing regulations and that the Company is managed in a manner that is efficient and sustainable for shareholders. Corporate governance also helps to systematize and create good order in the work of the Board and management. Iron Bridge corporate governance is based on the Articles of Association, internal company policies, and governance documents.
By opening a private account with Banqcorp, you gain access to a community of individuals committed to financial empowerment and success. Our platform is here to support you, providing you with the tools and resources needed to achieve your financial aspirations. Experience the benefits of financial freedom and security with Banqcorp. Open your private account today and take the first step towards a brighter economic future.
Shareholders in Iron Bridge are individuals or institutions that hold equity in the company, providing exposure to its underlying investment portfolio. Through share ownership, investors become indirect co-owners of the portfolio companies in which Iron Bridge invests, in line with the company’s investment strategy. In addition to potential investment returns, shareholders may also benefit from preferential commercial terms within the broader Iron Bridge ecosystem. These benefits can include access to offshore banking solutions at reduced costs, preferential pricing on related financial services, and early access to selected fintech and banking products, subject to applicable regulations and eligibility requirements.
Please read these Terms of Conditions carefully before viewing this site. They set out the terms and conditions on which we make the Iron Bridge site and its content available to you. By viewing or using this site, you agree that you have read and agree to be bound by these terms of use (as amended and posted on this site from time to time) and our privacy policy, which forms a part of these terms of use. You may only use this site if you agree to be bound by these terms of use and you consent to the use of your personal data as set out in our privacy policy.
Introduction Welcome to www. www.IronBridgeHolding.com (the “Site”). In these terms of conditions (“Terms of Conditions”), the expressions “we” and “us” mean Iron Bridge (“IB”). This Site is owned and operated by IB. These Terms of Conditions constitute an agreement between you (the user) and us relating to your use of the Site. Modifications to this Site and these Terms of Use. We reserve the right to correct, alter, suspend, or remove any content of the Site at any time without notice. We may alter these Terms of Conditions at any time without notice and post the new version on the Site, following which posting, all use of the Site will be governed by that revised version. You must check these Terms of Conditions regularly and thoroughly
Access to Site Access to Site Unless otherwise specified, the content on the Site is directed solely at those who access the Site from Sweden and at those who are residents in the EU. We make no representation that the content of the Site is appropriate or available for use by any other users. Legal Exclusions and Limitations: While we take every care to ensure that the standard of the Site and its content remains high and to maintain the continuity of the Site, you should be aware that the Internet is not a stable medium and you agree that the Site and its content is provided to you “as is” and that errors, omissions, interruptions of service and delays may occur at any time.
We do not accept any ongoing obligation or responsibility to operate the Site (or any part of it) or to provide the services offered on the Site. In addition, we make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability, or suitability for any purpose of the information and related content and graphics published on the Site (including all texts, advertisements, links, or other items), which may contain technical inaccuracies and typographical errors. Except as expressly stated in these Terms of Conditions, all conditions, warranties, terms, and representations (whether express or implied), statutory or otherwise, are expressly excluded to the fullest extent permitted by law.
You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms of Conditions or your use or inability to use the Site for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms of Conditions shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud. You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to
circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router, or any other Internet-connected device relating to the Site. Unless otherwise specified, all content and materials published on the Site are presented solely for your private, personal, and non-commercial use. You assume total responsibility and risk for your use of the Site and use of all information contained within it.
Data Protection: Any personal data provided by you in response to this Site will be held and processed by us in accordance with our privacy policy. For more information, please see our privacy policy, which forms a part of these Terms of Conditions.
Copyright All copyright and other intellectual property rights in the information, design, text, and graphics of the Site, and the selection or arrangement thereof, are owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the Site solely for your non-business-related purpose of using the Site to seek information about us and our products. Any other use of any materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution, or republication) without our prior written consent is prohibited. All product names and logos mentioned on the Site are the trademarks, service marks, or trade names of their respective owners, including us.
Termination We may, in our sole discretion, suspend or terminate your access to or use of the Site for any reason, including without limitation if we reasonably believe that you have breached or acted inconsistently with these Terms of Use, including the privacy policy. You agree that any suspension or termination of your access to the Site under these Terms of Conditions may be effected without prior notice, and agree that we shall not be liable to you or any third party for any suspension or termination of your access to the Site. We may also, in our sole discretion, and at any time, discontinue our provision of all or any part of the Site, with or without notice. All disclaimers, indemnities, and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.
General: You agree that we may assign, transfer, or subcontract any or all of our rights and obligations under these Terms of Conditions. If we fail to enforce a right under these Terms of Conditions, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion. These Terms of Conditions (which include our privacy policy here) set out the entire agreement between the parties. You acknowledge that in entering into these Terms of Use, you do not rely, and have not relied, upon any representation (whether negligent or innocent), statement or warranty made or agreed to by any person (whether a party to these Terms of Conditions or not) except those expressly set out in these Terms of Conditions.
This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms of Conditions which was induced by fraud. If any provision of these Terms of Conditions is held to be unlawful, invalid, or unenforceable, that provision shall be deemed severed, and the validity and enforceability of the remaining provisions of these Terms of Use shall not be affected.
Governing Law: These Terms of Conditions shall be governed by and construed in accordance with the laws of Sweden. Any disputes shall be subject to the exclusive jurisdiction of the Courts of Gibraltar, to which each party submits. Registered Offices and Company Numbers Registered in Gibraltar.
E-mail: support@ironbridgeholding.com
Last updated 3 December 2025
IRON BRIDGE HOLDING TERMS OF USE IS AN AGREEMENT THAT YOU, AS A USER, MUST AGREE TO AND ABIDE BY TO USE OUR WEBSITE OR SERVICES. PLEASE READ THIS DOCUMENT THOROUGHLY.
Please read these Terms of Use carefully before viewing this site. They set out the terms and conditions on which we make the Banqcorp site and its content available to you. By viewing or using this site, you agree that you have read and agree to be bound by these terms of use (as amended and posted on this site from time to time) and our privacy policy, which forms a part of these terms of use. You may only use this site if you agree to be bound by these terms of use and you consent to the use of your personal data as set out in our privacy policy.
Introduction Welcome to www.pbanqcorp.com (the “Site”). In these terms of use (“Terms of Use”), the expressions “we” and “us” mean Iron Bridge. This Site is owned and operated by Iron Bridge. These Terms of Use constitute an agreement between you (the user) and us relating to your use of the Site. Modifications to this Site and these Terms of Use. We reserve the right to correct, alter, suspend, or remove any content of the Site at any time without notice. We may alter these Terms of Use at any time without notice and post the new version on the Site, following which posting, all use of the Site will be governed by that revised version. You must check these Terms of Use regularly and thoroughly
Access to the Site is Worldwide, except in the prohibited countries (see List of Approved Countries). We make no representation that the content of the Site is appropriate or available for use by any other users.
Legal Exclusions and Limitations: While we take every care to ensure that the standard of the Site and its content remains high and to maintain the continuity of the Site, you should be aware that the Internet is not a stable medium and you agree that the Site and its content is provided to you “as is” and that errors, omissions, interruptions of service and delays may occur at any time.
We do not accept any ongoing obligation or responsibility to operate the Site (or any part of it) or to provide the services offered on the Site. In addition, we make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability, or suitability for any purpose of the information and related content and graphics published on the Site (including all texts, advertisements, links, or other items), which may contain technical inaccuracies and typographical errors. Except as expressly stated in these Terms of Use, all conditions, warranties, terms and representations (whether express or implied), statutory or otherwise, are expressly excluded to the fullest extent permitted by law. You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms of Use or your use or inability to use the Site for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms of Use shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud. You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router, or any other internet-connected device relating to the Site. Unless otherwise specified, all content and materials published on the Site are presented solely for your private, personal, and non-commercial use.
You assume total responsibility and risk for your use of the Site and use of all information contained within it. Data Protection: Any personal data provided by you in response to this Site will be held and processed by us in accordance with our privacy policy. For more information, please see our privacy policy, which forms a part of these Terms of Use.
Copyright All copyright and other intellectual property rights in the information, design, text, and graphics of the Site, and the selection or arrangement thereof, are owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the Site solely for your non-business-related purpose of using the Site to seek information about us and our products. Any other use of any materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution, or republication) without our prior written consent is prohibited. All product names and logos mentioned on the Site are the trademarks, service marks, or trade names of their respective owners, including us.
Termination We may, in our sole discretion, suspend or terminate your access to or use of the Site for any reason, including without limitation if we reasonably believe that you have breached or acted inconsistently with these Terms of Use, including the privacy policy. You agree that any suspension or termination of your access to the Site under these Terms of Use may be effected without prior notice, and agree that we shall not be liable to you or any third party for any suspension or termination of your access to the Site. We may also, in our sole discretion, and at any time, discontinue our provision of all or any part of the Site, with or without notice. All disclaimers, indemnities, and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.
General: You agree that we may assign, transfer, or subcontract any or all of our rights and obligations under these Terms of Use. If we fail to enforce a right under these Terms of Use, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion.
These Terms of Use (which include our privacy policy here) set out the entire agreement between the parties. You acknowledge that in entering into these Terms of Use, you do not rely, and have not relied, upon any representation (whether negligent or innocent), statement, or warranty made or agreed to by any person (whether a party to these Terms of Use or not) except those expressly set out in these Terms of Use. This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms of Use which was induced by fraud. If any provision of these Terms of Use is held to be unlawful, invalid, or unenforceable, that provision shall be deemed severed, and the validity and enforceability of the remaining provisions of these Terms of Use shall not be affected.
Governing Law: These Terms of Use shall be governed by and construed in accordance with the laws of Gibraltar. Any disputes shall be subject to the exclusive jurisdiction of the Courts of Gibraltar, to which each party submits.
Registered Offices and Company Numbers Registered in Gibraltar. Company Registration number: 121007-39 registered product to Iron Bridge. Post Address: 5,20 World Trade Center, 6 Bayside Road, Gibraltar GX11 1AA.
The purpose of corporate governance is to ensure that Iron Bridge complies with existing regulations and that the Company is managed in a manner that is efficient and sustainable for shareholders. Corporate governance also helps to systematize and create good order in the work of the Board and management. Iron Bridge/IB corporate governance is based on the Articles of Association, internal company policies, and governance documents.
By opening a private account with Iron Bridge, you gain access to a community of individuals committed to financial empowerment and success. Our platform is here to support you, providing you with the tools and resources needed to achieve your financial aspirations. Experience the benefits of financial freedom and security with Iron Bridge. Open your private account today and take the first step towards a brighter economic future.
Iron Bridge Your Privacy and Confidentiality Guardian,
Your Privacy, Our Priority
In the age of surveillance capitalism, where companies profit from collecting and selling personal data, Iron Bridge stands firm in protecting your privacy. We believe in a decentralized and self-regulatory approach to financial services, ensuring that your data is secure and your privacy is respected.
What is Surveillance Capitalism?
Surveillance capitalism refers to the widespread practice of businesses collecting and monetizing user data without explicit consent. Companies like Google and Facebook have built their empires by exploiting consumer data, often leading to privacy violations and unauthorized use of personal information.
Our Stance Against Surveillance Capitalism
Iron Bridge, we reject these invasive practices. Our platform is built on principles of transparency, security, and privacy. We do not sell your data to third parties or engage in any form of data exploitation. Instead, we leverage decentralized blockchain technology to ensure your information is secure and your privacy is protected.
Decentralized Infrastructure: Our blockchain-based platform ensures that your data is stored securely and is not controlled by any single entity. This decentralization minimizes the risk of data breaches and unauthorized access.
Self-Regulatory Compliance: We operate under a self-regulatory compliance framework, adhering to the United Nations Convention on the Recognition and Enforcement of Foreign Arbitral Awards. This ensures that we maintain the highest standards of security and privacy.
Secure Transactions: All transactions conducted on our platform are encrypted and secured using advanced blockchain technology. This ensures that your financial activities remain private and protected from surveillance.
No Data Selling: Unlike traditional financial institutions, we do not sell or share your personal data with third parties. Your information is yours alone, and we are committed to keeping it that way.
Cookie-Free Browsing Experience: We proudly operate a cookie-free website. We do not employ cookies or any other tracking technologies. This ensures that your visit to our website is private and unmonitored.
Enhanced Privacy: Our platform ensures that your personal and financial information remains private and secure.
Increased Security: Decentralized storage and encrypted transactions protect your data from unauthorized access.
Transparency: Our commitment to transparency means you always know how your data is being used and protected.
At Iron Bridge, we prioritize your financial privacy and security above all else. Our robust identity protection systems ensure your information remains confidential, shielding your transactions from third-party intrusions. With our advanced banking technology, your financial privacy is guaranteed, allowing you to invest with confidence and security. Iron Bridge to safeguard your financial future with unmatched privacy and confidentiality guarantees.
The following names and designations are trademarks on this site
These names and trademarks, as well as all other trademarks and protected rights mentioned on this website, are subject unreservedly to the applicable trademark law in each case and are not permitted to be used without the express permission of the registered owner. The simple fact that the website mentions them does not imply that trademarks are not protected by the rights of third parties.
Copyright Infringement Notification
To file a copyright infringement notification with us, you will need to send a written communication that includes substantially the following (please consult your legal counsel or see Section 512(c)(3) of the Digital Millennium Copyright Act to confirm these requirements): A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online website are covered by a single notification, a representative list of such works at that website. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material. Providing URLs in the body of an email is the best way to help us locate content quickly. Information is reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted. A statement that the complaining party has a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Please note that under Section 512(f) any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability for damages. Do not make false claims! Please also note that the information provided in this legal notice may be forwarded to the person who provided the allegedly infringing content. Claimant information will be published on the Ubeea.com website in place of disabled content.
Counter-Notification
Please note that under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity was removed or disabled by mistake or misidentification may be subject to liability. Please also be advised that we enforce a policy that provides for the termination in appropriate circumstances of subscribers who are repeat infringers. Contact /support to submit a claim. The following names and designations are trademarks of Iron Bridge: Banqcorp. These names and trademarks, as well as all other trademarks and protected rights mentioned on this website, are subject unreservedly to the applicable trademark law in each case and are not permitted to be used without the express permission of the registered owner. The simple fact that the website mentions them does not imply that trademarks are not protected by the rights of third parties.
Copyright Infringement Notification
To file a copyright infringement notification with us, you will need to send a written communication that includes substantially the following (please consult your legal counsel or see Section 512(c)(3) of the Digital Millennium Copyright Act to confirm these requirements): A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online website are covered by a single notification, a representative list of such works at that website. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material. Providing URLs in the body of an email is the best way to help us locate content quickly. Information is reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted. A statement that the complaining party has a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Please note that under Section 512(f) any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability for damages. Do not make false claims! Please also note that the information provided in this legal notice may be forwarded to the person who provided the allegedly infringing content. Claimant information will be published on the Ubeea.com website in place of disabled content.
Counter-Notification
Please note that under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity was removed or disabled by mistake or misidentification may be subject to liability. Please also be advised that we enforce a policy that provides for the termination in appropriate circumstances of subscribers who are repeat infringers. Contact Banqcorp to submit a claim or counterclaim.
Please read the following risk warnings carefully before using the Iron Bridge Service.
This document provides you with information about the risks associated with trading in cryptocurrencies and with using the Iron Bridge Service, which allows you to buy or sell interests in cryptocurrency via our partner cryptocurrency exchange(s) (each a “Cryptocurrency Exchange”).
The trading of goods and products, real or virtual, as well as virtual currencies, involves significant risk. Prices can and do fluctuate on any given day. Due to such price fluctuations, you may increase or lose value in your assets at any given moment. Any currency – virtual or not – may be subject to large swings in value and may even become worthless. There is an inherent risk that losses will occur as a result of buying, selling, or trading anything on a market. If you are in any doubt about whether the Cryptocurrency Service is right for you, you may wish to seek guidance from a professional adviser.
You should carefully assess whether your financial situation and risk tolerance are suitable for any form of exposure to cryptocurrencies. You should never invest in cryptocurrencies unless you can afford to lose 100% of your investment.
Trading in Cryptocurrencies is unregulated
Trading cryptocurrencies such as Bitcoin has special risks not generally shared with official currencies or goods or commodities in a market. Unlike most currencies, which are backed by governments or other legal entities, or by commodities such as gold or silver, cryptocurrencies are a unique kind of Internet digital currency, backed by technology and trust. There is no central bank that can take corrective measures to protect the value of any cryptocurrency in a crisis or issue more currency.
Instead, cryptocurrencies are an as-yet autonomous and largely unregulated global system of currency firms and individuals. Traders put their trust in a digital, decentralized, and partially anonymous system that relies on peer-to-peer networking and cryptography to maintain its integrity. As such, cryptocurrencies are not governed by any specific European or other regulatory framework. This means that, when you use the Banqcorp Service to purchase cryptocurrencies, you will not benefit from the protections available to customers receiving e-money/payment services provided by us. Moreover, Banqcorp is not a bank and, as such, is not part of a depositor protection scheme. Banqcorp is also not subject to direct FINMA supervision.
We use our banking providers to receive client money and make payments. Our banking providers DO NOT transfer cryptocurrencies, exchange cryptocurrencies, or provide any services in connection with cryptocurrencies.
The value of Cryptocurrencies is highly volatile
The trading of cryptocurrencies is often susceptible to irrational bubbles or loss of confidence, which could collapse demand relative to supply. For example, confidence might collapse in cryptocurrencies because of unexpected changes imposed by software developers or others, a government crackdown, the creation of superior competing alternative currencies, or a deflationary or inflationary spiral. Confidence might also collapse because of technical problems: if the anonymity of the system is compromised, if money is lost or stolen, or if hackers or governments can prevent any transactions from settling.
There may be additional risks that we have not foreseen or identified in our Terms of Use.
You should carefully assess whether your financial situation and risk tolerance are suitable for buying, selling, or trading cryptocurrencies. You should never trade in cryptocurrencies unless you can afford to lose 100% of your investment.
There may be additional risks that we have not foreseen or identified in our Terms of Use. You should carefully assess whether your financial situation and risk tolerance are suitable for buying, selling, or trading cryptocurrencies.
Cryptocurrency exchanges are vulnerable to cyber attacks
Cryptocurrency exchanges are entirely digital and, as with any virtual system, are at risk from hackers, malware, and operational glitches. Even though Cryptocurrency Exchanges take various steps to preserve the security of their platforms, a cryptocurrency that is held in wallets provided by such exchanges remains vulnerable to hacking.
If a thief gains access to one or more Supported Cryptocurrencies (i.e., by stealing the private encryption key to the Cryptocurrency Exchange wallets), he/she could transfer the stolen assets to another account. This is particularly problematic since all cryptocurrency transactions are permanent and irreversible.
Accordingly, a hack is likely to lead to substantial depletion of the Supported Cryptocurrency held on your behalf (see below). Whilst the Cryptocurrency Exchange may be willing to compensate users for any such loss, they are not obliged to do so. A serious hack could also have the effect of putting a Cryptocurrency Exchange into insolvency.
The supported cryptocurrencies (and the fiat currency used to buy/sell them) are held in custody by a third party.
When you use the Banqcorp Service to buy interests in one or more of the Supported Cryptocurrencies, they will be held on your behalf by a third party (usually the Exchange) who will act as custodian (the “Custodian”). Records will be held by the Cryptocurrency Exchange and us to show that the Supported Cryptocurrencies are held on your behalf and do not belong to any third party.
The Supported Cryptocurrencies may be held on an “omnibus basis” with the Custodian, which means that your interests may be held at a single blockchain address together with those of other customers of that Custodian. If the Custodian becomes insolvent, there may be delays in identifying the assets belonging to you. There may also be an increased risk of loss if there should be a shortfall between the assets held in the Custodian’s omnibus account and the claims of all of its customers (in which case, you may have to share proportionately in that shortfall with other customers).
Otherwise, in the event of insolvency of the Custodian, please note there is no specific legal protection that covers you for losses arising from any Supported Cryptocurrencies that were held with such Custodian. This could mean that you have no specific rights under insolvency law to recover cryptocurrency held by the Custodian, and you may be treated as an ordinary creditor of the same.
When you sell your interests in the Supported Cryptocurrencies, the proceeds from the sale will be held in a pooled segregated bank account of the Cryptocurrency Exchange. As with the Supported Cryptocurrencies, records will be held by the Cryptocurrency Exchange and us to show that funds are held on your behalf and do not belong to any third party. In the event of the Cryptocurrency Exchange’s insolvency, you may be able to claim the return of your fiat currency from this pool.
The Cryptocurrency Exchange may terminate its service at any time
To provide the Iron Bridge Service to you, we partner with one or more Cryptocurrency Exchanges to (a) facilitate the buying and selling of interests in Supported Cryptocurrencies; and (b), in some cases, hold the Supported Cryptocurrencies as Custodians.
Given the various risks attached to cryptocurrency exchanges (including the uncertain legal environment), it is possible that a Cryptocurrency Exchange could suspend or terminate its relationship with us and may not tell us why. In these circumstances, we may have to suspend the Banqcorp Service ourselves, but we will try to transfer the underlying Supported Cryptocurrency to another Cryptocurrency Exchange as soon as possible.
The legal status of cryptocurrency is uncertain and evolving
Given that the market for cryptocurrencies is relatively new, the legal nature of cryptocurrency is, in most jurisdictions, yet to be determined by statute, regulation, or case law. In the absence of such authority, it is not clear how a regulator or court may treat interests or rights arising from cryptocurrency trading. In particular, the law applicable to firms that hold cryptocurrencies in custody (particularly in the event of such firms’ insolvency) is far from clear.
A national or supranational regulator may take unilateral action to legislate the cryptocurrency market in a manner that prevents or encumbers the proper operation of the market in your jurisdiction. This may impact whether we can offer the Cryptocurrency Service to you
The functioning of the cryptocurrency network is outside our control
Since the Blockchain is an independent public peer-to-peer network and is not subject to regulation or control by any governmental or other authority or firm, we are not responsible for any failure, mistake, error,/or breach that shall occur on the Blockchain or on any other networks in which the Supported Cryptocurrencies are being issued and/or traded.
We do not own or control the underlying software protocols that govern the operation of the Supported Cryptocurrencies. In general, the underlying protocols are open source, and anyone can use, copy, modify, and distribute them.
The underlying protocols of the Supported Cryptocurrencies are subject to sudden changes in operating rules (‘forks’), and such forks may materially affect the value, function, and/or even the name of the Supported Cryptocurrency.
Changes and additions to this Risk Warning
Please check back often to review this Risk Warning as we may amend it from time to time. If you have any questions regarding this Risk Statement, via the contact form on the Contact Us page of our website.